Last updated: May 3, 2026
Privacy policy
How we handle your data — and why most of it never leaves your browser.
DebtToolbox provides free financial calculators at debttoolbox.com. This policy explains what information we collect, how it is used, and the choices you have. By using this site, you agree to the practices described below.
The short version:
Our calculators run entirely in your browser using JavaScript. The numbers you type — your debt balances, income, loan amounts, interest rates — are never sent to our servers. We do not have user accounts, we do not store your inputs, and we do not have a database that holds anything you typed.
Information we don't collect
We do not collect "Personal Data" such as your name, email address, phone number, or physical address. There is no sign-up process, and we do not provide account-based services that would require such information. Your financial calculations remain local to your session.
Information collected automatically
Like most websites, our servers automatically log certain non-identifying information when you visit. This may include your IP address, browser type, operating system, referring URLs, and date/time stamps. This information is used solely for site maintenance, security, and traffic analysis.
Cookies
We use cookies to understand how users interact with our site and to provide personalized advertising content. You can manage cookie preferences through your browser settings.
Third-party services
- Google AdSense
- Google Analytics
- Hosting & content delivery
Your privacy rights
California Residents
Rights under CCPA/CPRA regarding the access and deletion of data we may hold (primarily technical logs).
EEA, UK, and other regions
Data protection rights under GDPR, including the right to object to processing and data portability.
Still have questions?
If you're curious about how we handle data or need technical clarification, we're here to help.
Contact our team